Really excellent analyis of applying the Robustness Ratio framework to Wise. The insight that most value flows to customers rather than shareholders right now is key, but what strikes me most is your point about the enterprise segment being a multi-year build. That 16 trillion enterprise market willtake serious relationship capital and regulatory navigation that cant be rushed, making this less about competitve moats today and more about patient infrastructure positioning for tomorrow.
Really excellent analyis of applying the Robustness Ratio framework to Wise. The insight that most value flows to customers rather than shareholders right now is key, but what strikes me most is your point about the enterprise segment being a multi-year build. That 16 trillion enterprise market willtake serious relationship capital and regulatory navigation that cant be rushed, making this less about competitve moats today and more about patient infrastructure positioning for tomorrow.
The key is to profit from their periods of investment, while they build the infrastructure of the future
FYI It looks like you can buy WIZEY on Fidelity and Schwab in the US.
Hey thanks for the feedback!